Agricultural Finance

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Guide to Financing Community Supported Farms

Since it is not always easy to obtain loans from traditional financing sources, farmers are exploring alternative funding opportunities to meet their needs. Unconventional financial arrangements, which are new to the agricultural sector, include a variety of mechanisms where financial transactions take place between the community and farmers. Community financing, represented by both monetary and […]

Case Studies on Setting Up Microloans

According to a study conducted by The Carrot Project, 25 percent of farmers that request financing are denied access to credit needed for start-up and expansion costs. In 2009 and 2010, the Massachusetts-based nonprofit set up collaborative microloan programs in Massachusetts, Maine and Vermont. They facilitated 15 loans, with a median loan size of $12,300, […]